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Rates

Better rates mean better mortgages. Taking the time to find your mortgage.

1 year: 2.94%
> 30 year amortization maximum
> 15% lump sum payments allowed.
> 15% increase to regular payments.
> Insured Only
> 20% lump sum payments allowed.
> 20% increase to regular payments.
2 year: 2.34%
> 30 year amortization allowed
> 15% lump sum payments allowed.
> 15% increase to regular payments.
> High Ratio Only
> 20% lump sum payments allowed.
> 20% increase to regular payments.
3 year: 2.59%
> 30 year amortization maximum.
> 15% / 15%+ prepayment options.
> No Rentals or pre-approvals
> High Ratio Purchase or Switch Only (CG & CMHC)
> 20% / 20%+ prepayment options.
> No Rentals or pre-approvals
> Must close in 40 days
4 year: 2.69%
> 30 year amortization allowed
> 15% lump sum payments allowed.
> 15% increase to regular payments.
> Insured Only
> 20% lump sum payments allowed.
> 20% increase to regular payments.
5 year: 2.59%
> 30yr Amortization Allowed
> 15% lump sum payments allowed
> 15% increase to regular payments
> Pre-Approvals at 2.74%
> High Ratio Purchase and Transfer > Only (CG & CMHC)
> 20%/20% lump sum payment options
> Must close in 80 days
10 year: 3.44%
> 30 year amortization maximum.
> 15%+ lump sum payments allowed.
> 15%+ increase to regular payments.
Variable Mortgages - Closed
5 year
Everyday Rate: 2.1%
Limited Rate: 2.0%
Variable Mortgages - Open
HELOC
Everyday Rate: 3.5%
Limited Rate: --

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Rates

Better rates mean better mortgages. Taking the time to find your mortgage.

1 year: 2.54%
> 30 year amortization maximum
> 15% lump sum payments allowed.
> 15% increase to regular payments.
> Insured Only
> 20% lump sum payments allowed.
> 20% increase to regular payments.
2 year: 2.19%
> 30 year amortization allowed
> 15% lump sum payments allowed.
> 15% increase to regular payments.
> High Ratio Only
> 20% lump sum payments allowed.
> 20% increase to regular payments.
3 year: 2.49%
> 30 year amortization maximum.
> 15% / 15%+ prepayment options.
> No Rentals or pre-approvals
> High Ratio Purchase or Switch Only (CG & CMHC)
> 20% / 20%+ prepayment options.
> No Rentals or pre-approvals
> Must close in 40 days
4 year: 2.59%
> 30 year amortization allowed
> 15% lump sum payments allowed.
> 15% increase to regular payments.
> Insured Only
> 20% lump sum payments allowed.
> 20% increase to regular payments.
5 year: 2.69%
> 30yr Amortization Allowed
> 15% lump sum payments allowed
> 15% increase to regular payments
> Pre-Approvals at 2.74%
> High Ratio Purchase and Transfer > Only (CG & CMHC)
> 20%/20% lump sum payment options
> Must close in 80 days
10 year: 3.69%
> 30 year amortization maximum.
> 15%+ lump sum payments allowed.
> 15%+ increase to regular payments.
Variable Mortgages - Closed
5 year
Everyday Rate: 2.1%
Limited Rate: 2.0%
Variable Mortgages - Open
HELOC
Everyday Rate: 3.50%
Limited Rate: --

About

Services

Understanding the Mortgage Process

Resources

Mortgage Insurance and Credit Products

Home

Contact